Travis Delly

(602) 883-2083
https://instagram.com
UMe IDX
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Comparison

Side-by-side payments and cash to close

Lowest monthly: Assumable Loan

Total monthly

Payment stack including taxes, insurance, and HOA

Cash to close

Down payment / equity bring-to

Detail
Assumable Loan
Assumable · FHA
Assumable Loan + Second
Assumable · FHA
Current Market Conventional
New · Conventional
Loan amount$367,554$367,554$396,000
Remaining term (yrs)25.725.730.0
Secondary amount$0$28,446$0
Funding fee$0$0$0
Note rate5.230%5.230%7.400%
Blended rate6.080%6.290%7.640%
1st payment$2,163.94$2,163.94$2,741.82
2nd payment$0.00$213.34$0.00
Taxes / mo$102.08$102.08$102.08
Insurance / mo$150.00$150.00$150.00
MI / mo$278.20$278.20$79.20
HOA / mo$0.00$0.00$0.00
Total monthly$2,694.23$2,907.57$3,073.11
Cash to close$72,446$44,000$44,000