Travis Delly | UMe IDX

Travis Delly

Comparison

Side-by-side payments and cash to close

Lowest monthly: Assumable Loan

Total monthly

Payment stack including taxes, insurance, and HOA

Cash to close

Down payment / equity bring-to

Detail	Assumable Loan Assumable · FHA	Assumable Loan + Second Assumable · FHA	Current Market Conventional New · Conventional
Loan amount	$239,359	$239,359	$332,999
Remaining term (yrs)	24.2	24.2	30.0
Secondary amount	$0	$93,640	$0
Funding fee	$0	$0	$0
Note rate	2.770%	2.770%	7.400%
Blended rate	3.620%	5.133%	7.640%
1st payment	$1,127.69	$1,127.69	$2,305.62
2nd payment	$0.00	$702.30	$0.00
Taxes / mo	$164.08	$164.08	$164.08
Insurance / mo	$150.00	$150.00	$150.00
MI / mo	$195.16	$195.16	$66.60
HOA / mo	$44.00	$44.00	$44.00
Total monthly	$1,680.94	$2,383.24	$2,730.30
Cash to close	$130,640	$37,000	$37,000