Travis Delly | UMe IDX

Travis Delly

Comparison

Side-by-side payments and cash to close

Lowest monthly: Assumable Loan

Total monthly

Payment stack including taxes, insurance, and HOA

Cash to close

Down payment / equity bring-to

Detail	Assumable Loan Assumable · FHA	Assumable Loan + Second Assumable · FHA	Current Market Conventional New · Conventional
Loan amount	$129,279	$129,279	$378,000
Remaining term (yrs)	18.0	18.0	30.0
Secondary amount	$0	$248,721	$0
Funding fee	$0	$0	$0
Note rate	4.160%	4.160%	7.400%
Blended rate	5.010%	6.813%	7.640%
1st payment	$846.05	$846.05	$2,617.20
2nd payment	$0.00	$1,606.32	$0.00
Taxes / mo	$159.08	$159.08	$159.08
Insurance / mo	$150.00	$150.00	$150.00
MI / mo	$123.14	$123.14	$75.60
HOA / mo	$64.00	$64.00	$64.00
Total monthly	$1,342.27	$2,948.59	$3,065.88
Cash to close	$290,721	$42,000	$42,000