Travis Delly

(602) 883-2083
https://instagram.com
UMe IDX
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Comparison

Side-by-side payments and cash to close

Lowest monthly: Assumable Loan

Total monthly

Payment stack including taxes, insurance, and HOA

Cash to close

Down payment / equity bring-to

Detail
Assumable Loan
Assumable · FHA
Assumable Loan + Second
Assumable · FHA
Current Market Conventional
New · Conventional
Loan amount$55,965$55,965$314,100
Remaining term (yrs)15.215.230.0
Secondary amount$0$258,135$0
Funding fee$0$0$0
Note rate3.990%3.990%7.400%
Blended rate4.840%7.232%7.640%
1st payment$407.12$407.12$2,174.76
2nd payment$0.00$1,667.12$0.00
Taxes / mo$95.75$95.75$95.75
Insurance / mo$150.00$150.00$150.00
MI / mo$60.48$60.48$62.82
HOA / mo$0.00$0.00$0.00
Total monthly$713.35$2,380.47$2,483.33
Cash to close$293,035$34,900$34,900