Travis Delly | UMe IDX

Travis Delly

Comparison

Side-by-side payments and cash to close

Lowest monthly: Assumable Loan

Total monthly

Payment stack including taxes, insurance, and HOA

Cash to close

Down payment / equity bring-to

Detail	Assumable Loan Assumable · FHA	Assumable Loan + Second Assumable · FHA	Current Market Conventional New · Conventional
Loan amount	$237,606	$237,606	$474,300
Remaining term (yrs)	14.1	14.1	30.0
Secondary amount	$0	$236,694	$0
Funding fee	$0	$0	$0
Note rate	4.350%	4.350%	7.400%
Blended rate	5.200%	6.473%	7.640%
1st payment	$1,866.82	$1,866.82	$3,283.96
2nd payment	$0.00	$1,528.65	$0.00
Taxes / mo	$241.75	$241.75	$241.75
Insurance / mo	$166.67	$166.67	$166.67
MI / mo	$265.63	$265.63	$94.86
HOA / mo	$90.00	$90.00	$90.00
Total monthly	$2,630.86	$4,159.51	$3,877.23
Cash to close	$289,394	$52,700	$52,700