Travis Delly | UMe IDX

Travis Delly

Comparison

Side-by-side payments and cash to close

Lowest monthly: Assumable Loan

Total monthly

Payment stack including taxes, insurance, and HOA

Cash to close

Down payment / equity bring-to

Detail	Assumable Loan Assumable · FHA	Assumable Loan + Second Assumable · FHA	Current Market Conventional New · Conventional
Loan amount	$78,642	$78,642	$305,010
Remaining term (yrs)	20.5	20.5	30.0
Secondary amount	$0	$226,368	$0
Funding fee	$0	$0	$0
Note rate	4.090%	4.090%	7.400%
Blended rate	4.940%	7.025%	7.640%
1st payment	$471.50	$471.50	$2,111.83
2nd payment	$0.00	$1,461.96	$0.00
Taxes / mo	$75.08	$75.08	$75.08
Insurance / mo	$150.00	$150.00	$150.00
MI / mo	$69.20	$69.20	$61.00
HOA / mo	$0.00	$0.00	$0.00
Total monthly	$765.79	$2,227.75	$2,397.91
Cash to close	$260,258	$33,890	$33,890