Travis Delly

(602) 883-2083
https://instagram.com
UMe IDX
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Comparison

Side-by-side payments and cash to close

Lowest monthly: Assumable Loan

Total monthly

Payment stack including taxes, insurance, and HOA

Cash to close

Down payment / equity bring-to

Detail
Assumable Loan
Assumable · FHA
Assumable Loan + Second
Assumable · FHA
Current Market Conventional
New · Conventional
Loan amount$133,905$133,905$312,750
Remaining term (yrs)21.321.330.0
Secondary amount$0$178,845$0
Funding fee$0$0$0
Note rate3.920%3.920%7.400%
Blended rate4.770%6.617%7.640%
1st payment$770.80$770.80$2,165.42
2nd payment$0.00$1,192.30$0.00
Taxes / mo$100.08$100.08$100.08
Insurance / mo$150.00$150.00$150.00
MI / mo$115.47$115.47$62.55
HOA / mo$0.00$0.00$0.00
Total monthly$1,136.35$2,328.65$2,478.05
Cash to close$213,595$34,750$34,750