Travis Delly | UMe IDX

Travis Delly

Comparison

Side-by-side payments and cash to close

Lowest monthly: Assumable Loan

Total monthly

Payment stack including taxes, insurance, and HOA

Cash to close

Down payment / equity bring-to

Detail	Assumable Loan Assumable · FHA	Assumable Loan + Second Assumable · FHA	Current Market Conventional New · Conventional
Loan amount	$265,176	$265,176	$387,000
Remaining term (yrs)	22.8	22.8	30.0
Secondary amount	$0	$121,824	$0
Funding fee	$0	$0	$0
Note rate	3.800%	3.800%	7.400%
Blended rate	4.650%	5.705%	7.640%
1st payment	$1,445.75	$1,445.75	$2,679.51
2nd payment	$0.00	$812.16	$0.00
Taxes / mo	$316.25	$316.25	$316.25
Insurance / mo	$150.00	$150.00	$150.00
MI / mo	$219.78	$219.78	$77.40
HOA / mo	$52.00	$52.00	$52.00
Total monthly	$2,183.78	$2,995.94	$3,275.16
Cash to close	$164,824	$43,000	$43,000