Travis Delly | UMe IDX

Comparison

Side-by-side payments and cash to close

Lowest monthly: Assumable Loan

Payment stack including taxes, insurance, and HOA

Down payment / equity bring-to

Detail	Assumable Loan Assumable · VA	Current Market Conventional New · Conventional
Loan amount	$392,392	$377,910
Remaining term (yrs)	27.7	30.0
Secondary amount	$0	$0
Funding fee	$1,962	$0
Note rate	6.780%	7.400%
Blended rate	6.780%	7.640%
1st payment	$2,615.39	$2,616.57
2nd payment	$0.00	$0.00
Taxes / mo	$267.67	$267.67
Insurance / mo	$150.00	$150.00
MI / mo	$0.00	$75.58
HOA / mo	$155.00	$155.00
Total monthly	$3,188.05	$3,264.82
Cash to close	$27,508	$41,990