Travis Delly

(602) 883-2083
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UMe IDX
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Comparison

Side-by-side payments and cash to close

Lowest monthly: Assumable Loan

Total monthly

Payment stack including taxes, insurance, and HOA

Cash to close

Down payment / equity bring-to

Detail
Assumable Loan
Assumable · FHA
Assumable Loan + Second
Assumable · FHA
Current Market Conventional
New · Conventional
Loan amount$430,563$430,563$432,000
Remaining term (yrs)28.528.530.0
Secondary amount$0$25,437$0
Funding fee$0$0$0
Note rate6.670%6.670%7.400%
Blended rate7.220%7.480%7.640%
1st payment$2,810.78$2,810.78$2,991.08
2nd payment$0.00$251.72$0.00
Taxes / mo$154.00$154.00$154.00
Insurance / mo$166.67$166.67$166.67
MI / mo$200.26$200.26$86.40
HOA / mo$121.00$121.00$121.00
Total monthly$3,452.71$3,704.43$3,519.15
Cash to close$49,437$24,000$48,000