Comparison

Side-by-side payments and cash to close

Lowest monthly: Current Market Conventional

Total monthly

Payment stack including taxes, insurance, and HOA

Cash to close

Down payment / equity bring-to

Detail
Assumable Loan
Assumable · VA
Current Market Conventional
New · Conventional
Loan amount$476,373$396,000
Remaining term (yrs)29.030.0
Secondary amount$0$0
Funding fee$2,382$0
Note rate6.580%7.400%
Blended rate6.580%7.640%
1st payment$3,066.97$2,741.82
2nd payment$0.00$0.00
Taxes / mo$408.92$408.92
Insurance / mo$150.00$150.00
MI / mo$0.00$79.20
HOA / mo$38.00$38.00
Total monthly$3,663.89$3,417.94
Cash to close$0$44,000