Travis Delly | UMe IDX

Travis Delly

Comparison

Side-by-side payments and cash to close

Lowest monthly: Assumable Loan

Total monthly

Payment stack including taxes, insurance, and HOA

Cash to close

Down payment / equity bring-to

Detail	Assumable Loan Assumable · FHA	Assumable Loan + Second Assumable · FHA	Current Market Conventional New · Conventional
Loan amount	$380,851	$380,851	$427,500
Remaining term (yrs)	26.6	26.6	30.0
Secondary amount	$0	$46,649	$0
Funding fee	$0	$0	$0
Note rate	6.540%	6.540%	7.400%
Blended rate	7.090%	7.298%	7.640%
1st payment	$2,515.00	$2,515.00	$2,959.92
2nd payment	$0.00	$349.87	$0.00
Taxes / mo	$399.33	$399.33	$399.33
Insurance / mo	$166.67	$166.67	$166.67
MI / mo	$181.61	$181.61	$85.50
HOA / mo	$44.00	$44.00	$44.00
Total monthly	$3,306.62	$3,656.48	$3,655.42
Cash to close	$94,149	$47,500	$47,500