Travis Delly | UMe IDX

Travis Delly

Comparison

Side-by-side payments and cash to close

Lowest monthly: Assumable Loan

Total monthly

Payment stack including taxes, insurance, and HOA

Cash to close

Down payment / equity bring-to

Detail	Assumable Loan Assumable · FHA	Assumable Loan + Second Assumable · FHA	Current Market Conventional New · Conventional
Loan amount	$168,990	$168,990	$189,000
Remaining term (yrs)	24.5	24.5	30.0
Secondary amount	$0	$30,510	$0
Funding fee	$0	$0	$0
Note rate	3.090%	3.090%	7.400%
Blended rate	3.940%	5.154%	7.640%
1st payment	$816.56	$816.56	$1,308.60
2nd payment	$0.00	$301.93	$0.00
Taxes / mo	$61.75	$61.75	$61.75
Insurance / mo	$150.00	$150.00	$150.00
MI / mo	$135.62	$135.62	$37.80
HOA / mo	$255.00	$255.00	$255.00
Total monthly	$1,418.93	$1,720.86	$1,813.15
Cash to close	$41,010	$10,500	$21,000