Travis Delly

(602) 883-2083
https://instagram.com
UMe IDX
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Comparison

Side-by-side payments and cash to close

Lowest monthly: Assumable Loan

Total monthly

Payment stack including taxes, insurance, and HOA

Cash to close

Down payment / equity bring-to

Detail
Assumable Loan
Assumable · FHA
Assumable Loan + Second
Assumable · FHA
Current Market Conventional
New · Conventional
Loan amount$118,213$118,213$530,910
Remaining term (yrs)15.015.030.0
Secondary amount$0$412,697$0
Funding fee$0$0$0
Note rate3.940%3.940%7.400%
Blended rate4.790%7.091%7.640%
1st payment$863.84$863.84$3,675.91
2nd payment$0.00$2,665.33$0.00
Taxes / mo$207.92$207.92$207.92
Insurance / mo$166.67$166.67$166.67
MI / mo$129.10$129.10$106.18
HOA / mo$110.00$110.00$110.00
Total monthly$1,477.52$4,142.86$4,266.68
Cash to close$471,687$58,990$58,990