Travis Delly | UMe IDX

Travis Delly

Comparison

Side-by-side payments and cash to close

Lowest monthly: Assumable Loan

Total monthly

Payment stack including taxes, insurance, and HOA

Cash to close

Down payment / equity bring-to

Detail	Assumable Loan Assumable · FHA	Assumable Loan + Second Assumable · FHA	Current Market Conventional New · Conventional
Loan amount	$195,608	$195,608	$252,000
Remaining term (yrs)	20.5	20.5	30.0
Secondary amount	$0	$56,392	$0
Funding fee	$0	$0	$0
Note rate	4.200%	4.200%	7.400%
Blended rate	5.050%	5.934%	7.640%
1st payment	$1,181.26	$1,181.26	$1,744.80
2nd payment	$0.00	$422.94	$0.00
Taxes / mo	$175.42	$175.42	$175.42
Insurance / mo	$150.00	$150.00	$150.00
MI / mo	$171.10	$171.10	$50.40
HOA / mo	$539.00	$539.00	$539.00
Total monthly	$2,216.79	$2,639.72	$2,659.61
Cash to close	$84,392	$28,000	$28,000