Travis Delly

(602) 883-2083
https://instagram.com
UMe IDX
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Comparison

Side-by-side payments and cash to close

Lowest monthly: Assumable Loan

Total monthly

Payment stack including taxes, insurance, and HOA

Cash to close

Down payment / equity bring-to

Detail
Assumable Loan
Assumable · VA
Assumable Loan + Second
Assumable · VA
Current Market Conventional
New · Conventional
Loan amount$376,017$376,017$387,000
Remaining term (yrs)25.425.430.0
Secondary amount$0$32,483$0
Funding fee$1,880$1,880$0
Note rate3.450%3.450%7.400%
Blended rate3.450%4.120%7.640%
1st payment$1,849.25$1,849.25$2,679.51
2nd payment$0.00$321.45$0.00
Taxes / mo$387.75$387.75$387.75
Insurance / mo$150.00$150.00$150.00
MI / mo$0.00$0.00$77.40
HOA / mo$70.00$70.00$70.00
Total monthly$2,457.00$2,778.44$3,364.66
Cash to close$53,983$21,500$43,000