Travis Delly

(602) 883-2083
https://instagram.com
UMe IDX
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Comparison

Side-by-side payments and cash to close

Lowest monthly: Assumable Loan

Total monthly

Payment stack including taxes, insurance, and HOA

Cash to close

Down payment / equity bring-to

Detail
Assumable Loan
Assumable · VA
Assumable Loan + Second
Assumable · VA
Current Market Conventional
New · Conventional
Loan amount$192,340$192,340$377,100
Remaining term (yrs)24.224.230.0
Secondary amount$0$184,760$0
Funding fee$962$962$0
Note rate2.790%2.790%7.400%
Blended rate2.790%5.343%7.640%
1st payment$908.14$908.14$2,610.96
2nd payment$0.00$1,231.73$0.00
Taxes / mo$182.08$182.08$182.08
Insurance / mo$150.00$150.00$150.00
MI / mo$0.00$0.00$75.42
HOA / mo$230.00$230.00$230.00
Total monthly$1,470.22$2,701.96$3,248.47
Cash to close$226,660$41,900$41,900