Travis Delly | UMe IDX

Travis Delly

Comparison

Side-by-side payments and cash to close

Lowest monthly: Assumable Loan

Total monthly

Payment stack including taxes, insurance, and HOA

Cash to close

Down payment / equity bring-to

Detail	Assumable Loan Assumable · VA	Assumable Loan + Second Assumable · VA	Current Market Conventional New · Conventional
Loan amount	$297,510	$297,510	$310,500
Remaining term (yrs)	26.7	26.7	30.0
Secondary amount	$0	$30,240	$0
Funding fee	$1,488	$1,488	$0
Note rate	6.390%	6.390%	7.400%
Blended rate	6.390%	6.896%	7.640%
1st payment	$1,934.00	$1,934.00	$2,149.84
2nd payment	$0.00	$299.25	$0.00
Taxes / mo	$142.67	$142.67	$142.67
Insurance / mo	$150.00	$150.00	$150.00
MI / mo	$0.00	$0.00	$62.10
HOA / mo	$100.00	$100.00	$100.00
Total monthly	$2,326.67	$2,625.92	$2,604.61
Cash to close	$47,490	$17,250	$34,500