Travis Delly | UMe IDX

Travis Delly

Comparison

Side-by-side payments and cash to close

Lowest monthly: Assumable Loan

Total monthly

Payment stack including taxes, insurance, and HOA

Cash to close

Down payment / equity bring-to

Detail	Assumable Loan Assumable · FHA	Assumable Loan + Second Assumable · FHA	Current Market Conventional New · Conventional
Loan amount	$15,996	$15,996	$328,500
Remaining term (yrs)	24.0	24.0	30.0
Secondary amount	$0	$312,504	$0
Funding fee	$0	$0	$0
Note rate	6.740%	6.740%	7.400%
Blended rate	7.290%	7.728%	7.640%
1st payment	$112.05	$112.05	$2,274.47
2nd payment	$0.00	$2,018.26	$0.00
Taxes / mo	$104.50	$104.50	$104.50
Insurance / mo	$150.00	$150.00	$150.00
MI / mo	$7.44	$7.44	$65.70
HOA / mo	$0.00	$0.00	$0.00
Total monthly	$373.99	$2,392.24	$2,594.67
Cash to close	$349,004	$36,500	$36,500