Travis Delly | UMe IDX

Travis Delly

Comparison

Side-by-side payments and cash to close

Lowest monthly: Assumable Loan

Total monthly

Payment stack including taxes, insurance, and HOA

Cash to close

Down payment / equity bring-to

Detail	Assumable Loan Assumable · FHA	Assumable Loan + Second Assumable · FHA	Current Market Conventional New · Conventional
Loan amount	$190,528	$190,528	$296,991
Remaining term (yrs)	24.6	24.6	30.0
Secondary amount	$0	$106,463	$0
Funding fee	$0	$0	$0
Note rate	3.060%	3.060%	7.400%
Blended rate	3.910%	5.376%	7.640%
1st payment	$915.58	$915.58	$2,056.31
2nd payment	$0.00	$709.76	$0.00
Taxes / mo	$122.58	$122.58	$122.58
Insurance / mo	$150.00	$150.00	$150.00
MI / mo	$152.65	$152.65	$59.40
HOA / mo	$190.00	$190.00	$190.00
Total monthly	$1,530.82	$2,240.57	$2,578.29
Cash to close	$139,462	$32,999	$32,999