Travis Delly

(602) 883-2083
https://instagram.com
UMe IDX
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Comparison

Side-by-side payments and cash to close

Lowest monthly: Assumable Loan

Total monthly

Payment stack including taxes, insurance, and HOA

Cash to close

Down payment / equity bring-to

Detail
Assumable Loan
Assumable · VA
Assumable Loan + Second
Assumable · VA
Current Market Conventional
New · Conventional
Loan amount$370,620$370,620$422,600
Remaining term (yrs)24.524.530.0
Secondary amount$0$51,979$0
Funding fee$1,853$1,853$0
Note rate3.080%3.080%7.400%
Blended rate3.080%3.808%7.640%
1st payment$1,788.91$1,788.91$2,925.99
2nd payment$0.00$389.84$0.00
Taxes / mo$274.50$274.50$274.50
Insurance / mo$166.67$166.67$166.67
MI / mo$0.00$0.00$84.52
HOA / mo$52.00$52.00$52.00
Total monthly$2,282.08$2,671.92$3,503.68
Cash to close$98,935$46,956$46,956