Travis Delly

(602) 883-2083
https://instagram.com
UMe IDX
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Comparison

Side-by-side payments and cash to close

Lowest monthly: Assumable Loan

Total monthly

Payment stack including taxes, insurance, and HOA

Cash to close

Down payment / equity bring-to

Detail
Assumable Loan
Assumable · FHA
Assumable Loan + Second
Assumable · FHA
Current Market Conventional
New · Conventional
Loan amount$398,038$398,038$449,100
Remaining term (yrs)28.828.830.0
Secondary amount$0$51,062$0
Funding fee$0$0$0
Note rate6.500%6.500%7.400%
Blended rate7.050%7.272%7.640%
1st payment$2,546.79$2,546.79$3,109.48
2nd payment$0.00$382.97$0.00
Taxes / mo$396.83$396.83$396.83
Insurance / mo$166.67$166.67$166.67
MI / mo$184.68$184.68$89.82
HOA / mo$65.00$65.00$65.00
Total monthly$3,359.97$3,742.94$3,827.80
Cash to close$100,962$49,900$49,900