Travis Delly | UMe IDX

Travis Delly

Comparison

Side-by-side payments and cash to close

Lowest monthly: Assumable Loan

Total monthly

Payment stack including taxes, insurance, and HOA

Cash to close

Down payment / equity bring-to

Detail	Assumable Loan Assumable · VA	Assumable Loan + Second Assumable · VA	Current Market Conventional New · Conventional
Loan amount	$98,256	$98,256	$1,309,050
Remaining term (yrs)	6.3	6.3	30.0
Secondary amount	$0	$1,210,794	$0
Funding fee	$491	$491	$0
Note rate	3.440%	3.440%	7.400%
Blended rate	3.440%	7.426%	7.640%
1st payment	$1,423.88	$1,423.88	$9,063.60
2nd payment	$0.00	$7,819.71	$0.00
Taxes / mo	$737.75	$737.75	$737.75
Insurance / mo	$216.67	$216.67	$216.67
MI / mo	$0.00	$0.00	$261.81
HOA / mo	$0.00	$0.00	$0.00
Total monthly	$2,378.30	$10,198.01	$10,279.82
Cash to close	$1,356,244	$145,450	$145,450