Travis Delly | UMe IDX

Comparison

Side-by-side payments and cash to close

Lowest monthly: Assumable Loan

Payment stack including taxes, insurance, and HOA

Down payment / equity bring-to

Detail	Assumable Loan Assumable · FHA	Current Market Conventional New · Conventional
Loan amount	$250,352	$225,000
Remaining term (yrs)	25.5	30.0
Secondary amount	$0	$0
Funding fee	$0	$0
Note rate	4.720%	7.400%
Blended rate	5.570%	7.640%
1st payment	$1,403.67	$1,557.85
2nd payment	$0.00	$0.00
Taxes / mo	$76.67	$76.67
Insurance / mo	$150.00	$150.00
MI / mo	$191.26	$45.00
HOA / mo	$210.00	$210.00
Total monthly	$2,031.60	$2,039.52
Cash to close	$0	$25,000