Travis Delly | UMe IDX

Travis Delly

Comparison

Side-by-side payments and cash to close

Lowest monthly: Assumable Loan

Total monthly

Payment stack including taxes, insurance, and HOA

Cash to close

Down payment / equity bring-to

Detail	Assumable Loan Assumable · VA	Assumable Loan + Second Assumable · VA	Current Market Conventional New · Conventional
Loan amount	$291,664	$291,664	$472,500
Remaining term (yrs)	24.3	24.3	30.0
Secondary amount	$0	$180,836	$0
Funding fee	$1,458	$1,458	$0
Note rate	2.830%	2.830%	7.400%
Blended rate	2.830%	4.809%	7.640%
1st payment	$1,379.78	$1,379.78	$3,271.49
2nd payment	$0.00	$1,205.58	$0.00
Taxes / mo	$193.00	$193.00	$193.00
Insurance / mo	$166.67	$166.67	$166.67
MI / mo	$0.00	$0.00	$94.50
HOA / mo	$20.00	$20.00	$20.00
Total monthly	$1,759.45	$2,965.03	$3,745.66
Cash to close	$233,336	$52,500	$52,500