Travis Delly | UMe IDX

Travis Delly

Comparison

Side-by-side payments and cash to close

Lowest monthly: Assumable Loan

Total monthly

Payment stack including taxes, insurance, and HOA

Cash to close

Down payment / equity bring-to

Detail	Assumable Loan Assumable · FHA	Assumable Loan + Second Assumable · FHA	Current Market Conventional New · Conventional
Loan amount	$187,859	$187,859	$330,299
Remaining term (yrs)	22.9	22.9	30.0
Secondary amount	$0	$142,441	$0
Funding fee	$0	$0	$0
Note rate	3.800%	3.800%	7.400%
Blended rate	4.650%	6.095%	7.640%
1st payment	$1,021.89	$1,021.89	$2,286.92
2nd payment	$0.00	$949.60	$0.00
Taxes / mo	$111.17	$111.17	$111.17
Insurance / mo	$150.00	$150.00	$150.00
MI / mo	$155.34	$155.34	$66.06
HOA / mo	$80.00	$80.00	$80.00
Total monthly	$1,518.40	$2,468.00	$2,694.15
Cash to close	$179,140	$36,700	$36,700