Travis Delly | UMe IDX

Travis Delly

Comparison

Side-by-side payments and cash to close

Lowest monthly: Assumable Loan

Total monthly

Payment stack including taxes, insurance, and HOA

Cash to close

Down payment / equity bring-to

Detail	Assumable Loan Assumable · VA	Assumable Loan + Second Assumable · VA	Current Market Conventional New · Conventional
Loan amount	$266,015	$266,015	$280,800
Remaining term (yrs)	27.0	27.0	30.0
Secondary amount	$0	$30,385	$0
Funding fee	$1,330	$1,330	$0
Note rate	7.200%	7.200%	7.400%
Blended rate	7.200%	7.679%	7.640%
1st payment	$1,860.79	$1,860.79	$1,944.20
2nd payment	$0.00	$300.69	$0.00
Taxes / mo	$105.50	$105.50	$105.50
Insurance / mo	$150.00	$150.00	$150.00
MI / mo	$0.00	$0.00	$56.16
HOA / mo	$52.00	$52.00	$52.00
Total monthly	$2,168.29	$2,468.98	$2,307.86
Cash to close	$45,985	$15,600	$31,200