Travis Delly

(602) 883-2083
https://instagram.com
UMe IDX
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Comparison

Side-by-side payments and cash to close

Lowest monthly: Assumable Loan

Total monthly

Payment stack including taxes, insurance, and HOA

Cash to close

Down payment / equity bring-to

Detail
Assumable Loan
Assumable · FHA
Assumable Loan + Second
Assumable · FHA
Current Market Conventional
New · Conventional
Loan amount$325,981$325,981$399,600
Remaining term (yrs)24.724.730.0
Secondary amount$0$73,619$0
Funding fee$0$0$0
Note rate2.960%2.960%7.400%
Blended rate3.810%4.766%7.640%
1st payment$1,546.05$1,546.05$2,766.75
2nd payment$0.00$552.14$0.00
Taxes / mo$340.42$340.42$340.42
Insurance / mo$150.00$150.00$150.00
MI / mo$261.08$261.08$79.92
HOA / mo$75.00$75.00$75.00
Total monthly$2,372.55$2,924.69$3,412.09
Cash to close$118,019$44,400$44,400