Travis Delly

(602) 883-2083
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UMe IDX
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Comparison

Side-by-side payments and cash to close

Lowest monthly: Assumable Loan

Total monthly

Payment stack including taxes, insurance, and HOA

Cash to close

Down payment / equity bring-to

Detail
Assumable Loan
Assumable · VA
Assumable Loan + Second
Assumable · VA
Current Market Conventional
New · Conventional
Loan amount$286,191$286,191$359,999
Remaining term (yrs)25.425.430.0
Secondary amount$0$73,808$0
Funding fee$1,431$1,431$0
Note rate3.070%3.070%7.400%
Blended rate3.070%4.286%7.640%
1st payment$1,349.77$1,349.77$2,492.56
2nd payment$0.00$553.56$0.00
Taxes / mo$283.08$283.08$283.08
Insurance / mo$150.00$150.00$150.00
MI / mo$0.00$0.00$72.00
HOA / mo$80.00$80.00$80.00
Total monthly$1,862.85$2,416.42$3,077.64
Cash to close$113,808$40,000$40,000