Travis Delly | UMe IDX

Travis Delly

Comparison

Side-by-side payments and cash to close

Lowest monthly: Assumable Loan

Total monthly

Payment stack including taxes, insurance, and HOA

Cash to close

Down payment / equity bring-to

Detail	Assumable Loan Assumable · FHA	Assumable Loan + Second Assumable · FHA	Current Market Conventional New · Conventional
Loan amount	$13,886	$13,886	$449,100
Remaining term (yrs)	22.1	22.1	30.0
Secondary amount	$0	$435,214	$0
Funding fee	$0	$0	$0
Note rate	2.900%	2.900%	7.400%
Blended rate	3.750%	7.626%	7.640%
1st payment	$70.64	$70.64	$3,109.48
2nd payment	$0.00	$2,810.76	$0.00
Taxes / mo	$215.58	$215.58	$215.58
Insurance / mo	$166.67	$166.67	$166.67
MI / mo	$11.50	$11.50	$89.82
HOA / mo	$0.00	$0.00	$0.00
Total monthly	$464.39	$3,275.15	$3,581.55
Cash to close	$485,114	$49,900	$49,900