Travis Delly | UMe IDX

Travis Delly

Comparison

Side-by-side payments and cash to close

Lowest monthly: Assumable Loan

Total monthly

Payment stack including taxes, insurance, and HOA

Cash to close

Down payment / equity bring-to

Detail	Assumable Loan Assumable · FHA	Assumable Loan + Second Assumable · FHA	Current Market Conventional New · Conventional
Loan amount	$100,310	$100,310	$378,000
Remaining term (yrs)	16.1	16.1	30.0
Secondary amount	$0	$277,690	$0
Funding fee	$0	$0	$0
Note rate	3.390%	3.390%	7.400%
Blended rate	4.240%	6.819%	7.640%
1st payment	$669.75	$669.75	$2,617.20
2nd payment	$0.00	$1,793.41	$0.00
Taxes / mo	$143.25	$143.25	$143.25
Insurance / mo	$150.00	$150.00	$150.00
MI / mo	$107.11	$107.11	$75.60
HOA / mo	$22.67	$22.67	$22.67
Total monthly	$1,092.78	$2,886.19	$3,008.72
Cash to close	$319,690	$42,000	$42,000