Travis Delly

(602) 883-2083
https://instagram.com
UMe IDX
Call Travis

Comparison

Side-by-side payments and cash to close

Lowest monthly: Assumable Loan

Total monthly

Payment stack including taxes, insurance, and HOA

Cash to close

Down payment / equity bring-to

Detail
Assumable Loan
Assumable · FHA
Assumable Loan + Second
Assumable · FHA
Current Market Conventional
New · Conventional
Loan amount$206,433$206,433$306,000
Remaining term (yrs)23.923.930.0
Secondary amount$0$99,567$0
Funding fee$0$0$0
Note rate3.020%3.020%7.400%
Blended rate3.870%5.539%7.640%
1st payment$1,008.51$1,008.51$2,118.68
2nd payment$0.00$746.75$0.00
Taxes / mo$110.42$110.42$110.42
Insurance / mo$150.00$150.00$150.00
MI / mo$169.01$169.01$61.20
HOA / mo$100.00$100.00$100.00
Total monthly$1,537.94$2,284.69$2,540.30
Cash to close$133,567$34,000$34,000