Travis Delly | UMe IDX

Travis Delly

Comparison

Side-by-side payments and cash to close

Lowest monthly: Assumable Loan

Total monthly

Payment stack including taxes, insurance, and HOA

Cash to close

Down payment / equity bring-to

Detail	Assumable Loan Assumable · VA	Assumable Loan + Second Assumable · VA	Current Market Conventional New · Conventional
Loan amount	$271,438	$271,438	$382,500
Remaining term (yrs)	24.6	24.6	30.0
Secondary amount	$0	$111,062	$0
Funding fee	$1,357	$1,357	$0
Note rate	3.060%	3.060%	7.400%
Blended rate	3.060%	4.494%	7.640%
1st payment	$1,304.40	$1,304.40	$2,648.35
2nd payment	$0.00	$740.41	$0.00
Taxes / mo	$302.58	$302.58	$302.58
Insurance / mo	$150.00	$150.00	$150.00
MI / mo	$0.00	$0.00	$76.50
HOA / mo	$52.00	$52.00	$52.00
Total monthly	$1,808.98	$2,549.40	$3,229.44
Cash to close	$153,562	$42,500	$42,500