Travis Delly | UMe IDX

Travis Delly

Comparison

Side-by-side payments and cash to close

Lowest monthly: Assumable Loan

Total monthly

Payment stack including taxes, insurance, and HOA

Cash to close

Down payment / equity bring-to

Detail	Assumable Loan Assumable · FHA	Assumable Loan + Second Assumable · FHA	Current Market Conventional New · Conventional
Loan amount	$313,843	$313,843	$386,100
Remaining term (yrs)	24.5	24.5	30.0
Secondary amount	$0	$72,257	$0
Funding fee	$0	$0	$0
Note rate	2.810%	2.810%	7.400%
Blended rate	3.660%	4.659%	7.640%
1st payment	$1,474.50	$1,474.50	$2,673.28
2nd payment	$0.00	$541.93	$0.00
Taxes / mo	$170.33	$170.33	$170.33
Insurance / mo	$150.00	$150.00	$150.00
MI / mo	$253.86	$253.86	$77.22
HOA / mo	$103.00	$103.00	$103.00
Total monthly	$2,151.69	$2,693.62	$3,173.83
Cash to close	$115,157	$42,900	$42,900