Travis Delly | UMe IDX

Travis Delly

Comparison

Side-by-side payments and cash to close

Lowest monthly: Assumable Loan

Total monthly

Payment stack including taxes, insurance, and HOA

Cash to close

Down payment / equity bring-to

Detail	Assumable Loan Assumable · FHA	Assumable Loan + Second Assumable · FHA	Current Market Conventional New · Conventional
Loan amount	$168,798	$168,798	$341,999
Remaining term (yrs)	25.8	25.8	30.0
Secondary amount	$0	$173,201	$0
Funding fee	$0	$0	$0
Note rate	5.230%	5.230%	7.400%
Blended rate	6.080%	7.052%	7.640%
1st payment	$992.27	$992.27	$2,367.93
2nd payment	$0.00	$1,154.68	$0.00
Taxes / mo	$128.83	$128.83	$128.83
Insurance / mo	$150.00	$150.00	$150.00
MI / mo	$127.57	$127.57	$68.40
HOA / mo	$22.00	$22.00	$22.00
Total monthly	$1,420.67	$2,575.35	$2,737.17
Cash to close	$211,201	$38,000	$38,000