Travis Delly

(602) 883-2083
https://instagram.com
UMe IDX
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Comparison

Side-by-side payments and cash to close

Lowest monthly: Assumable Loan

Total monthly

Payment stack including taxes, insurance, and HOA

Cash to close

Down payment / equity bring-to

Detail
Assumable Loan
Assumable · VA
Assumable Loan + Second
Assumable · VA
Current Market Conventional
New · Conventional
Loan amount$330,063$330,063$373,500
Remaining term (yrs)25.125.130.0
Secondary amount$0$43,437$0
Funding fee$1,650$1,650$0
Note rate3.070%3.070%7.400%
Blended rate3.070%3.760%7.640%
1st payment$1,566.86$1,566.86$2,586.04
2nd payment$0.00$325.78$0.00
Taxes / mo$331.92$331.92$331.92
Insurance / mo$150.00$150.00$150.00
MI / mo$0.00$0.00$74.70
HOA / mo$250.00$250.00$250.00
Total monthly$2,298.77$2,624.55$3,392.66
Cash to close$84,937$41,500$41,500