Travis Delly

(602) 883-2083
https://instagram.com
UMe IDX
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Comparison

Side-by-side payments and cash to close

Lowest monthly: Assumable Loan

Total monthly

Payment stack including taxes, insurance, and HOA

Cash to close

Down payment / equity bring-to

Detail
Assumable Loan
Assumable · VA
Assumable Loan + Second
Assumable · VA
Current Market Conventional
New · Conventional
Loan amount$246,245$246,245$459,000
Remaining term (yrs)20.020.030.0
Secondary amount$0$212,755$0
Funding fee$1,231$1,231$0
Note rate3.460%3.460%7.400%
Blended rate3.460%5.448%7.640%
1st payment$1,414.91$1,414.91$3,178.02
2nd payment$0.00$1,374.04$0.00
Taxes / mo$229.17$229.17$229.17
Insurance / mo$166.67$166.67$166.67
MI / mo$0.00$0.00$91.80
HOA / mo$18.00$18.00$18.00
Total monthly$1,828.74$3,202.78$3,683.66
Cash to close$263,755$51,000$51,000