Travis Delly

(602) 883-2083
https://instagram.com
UMe IDX
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Comparison

Side-by-side payments and cash to close

Lowest monthly: Assumable Loan

Total monthly

Payment stack including taxes, insurance, and HOA

Cash to close

Down payment / equity bring-to

Detail
Assumable Loan
Assumable · VA
Assumable Loan + Second
Assumable · VA
Current Market Conventional
New · Conventional
Loan amount$279,661$279,661$404,091
Remaining term (yrs)24.124.130.0
Secondary amount$0$124,430$0
Funding fee$1,398$1,398$0
Note rate2.840%2.840%7.400%
Blended rate2.840%4.429%7.640%
1st payment$1,330.75$1,330.75$2,797.84
2nd payment$0.00$829.53$0.00
Taxes / mo$188.67$188.67$188.67
Insurance / mo$150.00$150.00$150.00
MI / mo$0.00$0.00$80.82
HOA / mo$75.00$75.00$75.00
Total monthly$1,744.41$2,573.95$3,292.33
Cash to close$169,329$44,899$44,899