Travis Delly | UMe IDX

Travis Delly

Comparison

Side-by-side payments and cash to close

Lowest monthly: Current Market Conventional

Total monthly

Payment stack including taxes, insurance, and HOA

Cash to close

Down payment / equity bring-to

Detail	Assumable Loan Assumable · FHA	Assumable Loan + Second Assumable · FHA	Current Market Conventional New · Conventional
Loan amount	$409,660	$409,660	$418,500
Remaining term (yrs)	27.0	27.0	30.0
Secondary amount	$0	$32,090	$0
Funding fee	$0	$0	$0
Note rate	7.180%	7.180%	7.400%
Blended rate	7.730%	8.031%	7.640%
1st payment	$2,860.20	$2,860.20	$2,897.61
2nd payment	$0.00	$317.56	$0.00
Taxes / mo	$191.67	$191.67	$191.67
Insurance / mo	$166.67	$166.67	$166.67
MI / mo	$193.51	$193.51	$83.70
HOA / mo	$17.00	$17.00	$17.00
Total monthly	$3,429.05	$3,746.61	$3,356.64
Cash to close	$55,340	$23,250	$46,500