Travis Delly

(602) 883-2083
https://instagram.com
UMe IDX
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Comparison

Side-by-side payments and cash to close

Lowest monthly: Assumable Loan

Total monthly

Payment stack including taxes, insurance, and HOA

Cash to close

Down payment / equity bring-to

Detail
Assumable Loan
Assumable · FHA
Assumable Loan + Second
Assumable · FHA
Current Market Conventional
New · Conventional
Loan amount$461,466$461,466$603,000
Remaining term (yrs)26.426.430.0
Secondary amount$0$141,534$0
Funding fee$0$0$0
Note rate6.150%6.150%7.400%
Blended rate6.700%7.005%7.640%
1st payment$2,944.47$2,944.47$4,175.05
2nd payment$0.00$943.56$0.00
Taxes / mo$272.92$272.92$272.92
Insurance / mo$166.67$166.67$166.67
MI / mo$221.52$221.52$120.60
HOA / mo$85.00$85.00$85.00
Total monthly$3,690.57$4,634.14$4,820.23
Cash to close$208,534$67,000$67,000