Travis Delly | UMe IDX

Travis Delly

Comparison

Side-by-side payments and cash to close

Lowest monthly: Assumable Loan

Total monthly

Payment stack including taxes, insurance, and HOA

Cash to close

Down payment / equity bring-to

Detail	Assumable Loan Assumable · FHA	Assumable Loan + Second Assumable · FHA	Current Market Conventional New · Conventional
Loan amount	$303,695	$303,695	$440,910
Remaining term (yrs)	23.7	23.7	30.0
Secondary amount	$0	$137,215	$0
Funding fee	$0	$0	$0
Note rate	3.230%	3.230%	7.400%
Blended rate	4.080%	5.300%	7.640%
1st payment	$1,523.88	$1,523.88	$3,052.77
2nd payment	$0.00	$914.76	$0.00
Taxes / mo	$323.25	$323.25	$323.25
Insurance / mo	$166.67	$166.67	$166.67
MI / mo	$248.65	$248.65	$88.18
HOA / mo	$85.00	$85.00	$85.00
Total monthly	$2,347.45	$3,262.22	$3,715.87
Cash to close	$186,205	$48,990	$48,990