Travis Delly

(602) 883-2083
https://instagram.com
UMe IDX
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Comparison

Side-by-side payments and cash to close

Lowest monthly: Assumable Loan

Total monthly

Payment stack including taxes, insurance, and HOA

Cash to close

Down payment / equity bring-to

Detail
Assumable Loan
Assumable · VA
Assumable Loan + Second
Assumable · VA
Current Market Conventional
New · Conventional
Loan amount$418,946$418,946$439,200
Remaining term (yrs)27.927.930.0
Secondary amount$0$44,654$0
Funding fee$2,095$2,095$0
Note rate6.730%6.730%7.400%
Blended rate6.730%7.226%7.640%
1st payment$2,773.10$2,773.10$3,040.93
2nd payment$0.00$441.89$0.00
Taxes / mo$218.08$218.08$218.08
Insurance / mo$166.67$166.67$166.67
MI / mo$0.00$0.00$87.84
HOA / mo$65.00$65.00$65.00
Total monthly$3,222.85$3,664.74$3,578.52
Cash to close$69,054$24,400$48,800