Travis Delly | UMe IDX

Travis Delly

Comparison

Side-by-side payments and cash to close

Lowest monthly: Assumable Loan

Total monthly

Payment stack including taxes, insurance, and HOA

Cash to close

Down payment / equity bring-to

Detail	Assumable Loan Assumable · FHA	Assumable Loan + Second Assumable · FHA	Current Market Conventional New · Conventional
Loan amount	$127,242	$127,242	$337,500
Remaining term (yrs)	21.7	21.7	30.0
Secondary amount	$0	$210,258	$0
Funding fee	$0	$0	$0
Note rate	4.660%	4.660%	7.400%
Blended rate	5.510%	6.905%	7.640%
1st payment	$774.77	$774.77	$2,336.78
2nd payment	$0.00	$1,357.92	$0.00
Taxes / mo	$108.58	$108.58	$108.58
Insurance / mo	$150.00	$150.00	$150.00
MI / mo	$106.31	$106.31	$67.50
HOA / mo	$0.00	$0.00	$0.00
Total monthly	$1,139.66	$2,497.58	$2,662.87
Cash to close	$247,758	$37,500	$37,500