Travis Delly | UMe IDX

Travis Delly

Comparison

Side-by-side payments and cash to close

Lowest monthly: Assumable Loan

Total monthly

Payment stack including taxes, insurance, and HOA

Cash to close

Down payment / equity bring-to

Detail	Assumable Loan Assumable · VA	Assumable Loan + Second Assumable · VA	Current Market Conventional New · Conventional
Loan amount	$248,257	$248,257	$530,910
Remaining term (yrs)	19.3	19.3	30.0
Secondary amount	$0	$282,653	$0
Funding fee	$1,241	$1,241	$0
Note rate	3.960%	3.960%	7.400%
Blended rate	3.960%	5.978%	7.640%
1st payment	$1,528.76	$1,528.76	$3,675.91
2nd payment	$0.00	$1,825.46	$0.00
Taxes / mo	$380.75	$380.75	$380.75
Insurance / mo	$166.67	$166.67	$166.67
MI / mo	$0.00	$0.00	$106.18
HOA / mo	$45.00	$45.00	$45.00
Total monthly	$2,121.18	$3,946.64	$4,374.51
Cash to close	$341,643	$58,990	$58,990