Travis Delly | UMe IDX

Travis Delly

Comparison

Side-by-side payments and cash to close

Lowest monthly: Assumable Loan

Total monthly

Payment stack including taxes, insurance, and HOA

Cash to close

Down payment / equity bring-to

Detail	Assumable Loan Assumable · VA	Assumable Loan + Second Assumable · VA	Current Market Conventional New · Conventional
Loan amount	$133,338	$133,338	$346,500
Remaining term (yrs)	17.6	17.6	30.0
Secondary amount	$0	$213,162	$0
Funding fee	$667	$667	$0
Note rate	4.340%	4.340%	7.400%
Blended rate	4.340%	6.438%	7.640%
1st payment	$898.85	$898.85	$2,399.10
2nd payment	$0.00	$1,376.67	$0.00
Taxes / mo	$196.33	$196.33	$196.33
Insurance / mo	$150.00	$150.00	$150.00
MI / mo	$0.00	$0.00	$69.30
HOA / mo	$17.50	$17.50	$17.50
Total monthly	$1,262.69	$2,639.36	$2,832.23
Cash to close	$251,662	$38,500	$38,500