Travis Delly | UMe IDX

Travis Delly

Comparison

Side-by-side payments and cash to close

Lowest monthly: Assumable Loan

Total monthly

Payment stack including taxes, insurance, and HOA

Cash to close

Down payment / equity bring-to

Detail	Assumable Loan Assumable · FHA	Assumable Loan + Second Assumable · FHA	Current Market Conventional New · Conventional
Loan amount	$402,718	$402,718	$530,910
Remaining term (yrs)	25.7	25.7	30.0
Secondary amount	$0	$128,192	$0
Funding fee	$0	$0	$0
Note rate	4.980%	4.980%	7.400%
Blended rate	5.830%	6.354%	7.640%
1st payment	$2,311.50	$2,311.50	$3,675.91
2nd payment	$0.00	$854.62	$0.00
Taxes / mo	$102.83	$102.83	$102.83
Insurance / mo	$166.67	$166.67	$166.67
MI / mo	$305.70	$305.70	$106.18
HOA / mo	$0.00	$0.00	$0.00
Total monthly	$2,886.70	$3,741.31	$4,051.60
Cash to close	$187,182	$58,990	$58,990