Travis Delly | UMe IDX

Travis Delly

Comparison

Side-by-side payments and cash to close

Lowest monthly: Assumable Loan

Total monthly

Payment stack including taxes, insurance, and HOA

Cash to close

Down payment / equity bring-to

Detail	Assumable Loan Assumable · VA	Assumable Loan + Second Assumable · VA	Current Market Conventional New · Conventional
Loan amount	$253,820	$253,820	$323,550
Remaining term (yrs)	26.4	26.4	30.0
Secondary amount	$0	$69,730	$0
Funding fee	$1,269	$1,269	$0
Note rate	6.390%	6.390%	7.400%
Blended rate	6.390%	6.952%	7.640%
1st payment	$1,655.86	$1,655.86	$2,240.19
2nd payment	$0.00	$522.98	$0.00
Taxes / mo	$157.08	$157.08	$157.08
Insurance / mo	$150.00	$150.00	$150.00
MI / mo	$0.00	$0.00	$64.71
HOA / mo	$0.00	$0.00	$0.00
Total monthly	$1,962.94	$2,485.92	$2,611.99
Cash to close	$105,680	$35,950	$35,950