Travis Delly | UMe IDX

Travis Delly

Comparison

Side-by-side payments and cash to close

Lowest monthly: Assumable Loan

Total monthly

Payment stack including taxes, insurance, and HOA

Cash to close

Down payment / equity bring-to

Detail	Assumable Loan Assumable · VA	Assumable Loan + Second Assumable · VA	Current Market Conventional New · Conventional
Loan amount	$436,113	$436,113	$463,500
Remaining term (yrs)	25.5	25.5	30.0
Secondary amount	$0	$27,387	$0
Funding fee	$2,181	$2,181	$0
Note rate	4.720%	4.720%	7.400%
Blended rate	4.720%	4.973%	7.640%
1st payment	$2,449.29	$2,449.29	$3,209.18
2nd payment	$0.00	$205.40	$0.00
Taxes / mo	$358.83	$358.83	$358.83
Insurance / mo	$166.67	$166.67	$166.67
MI / mo	$0.00	$0.00	$92.70
HOA / mo	$57.00	$57.00	$57.00
Total monthly	$3,031.79	$3,237.19	$3,884.38
Cash to close	$78,887	$51,500	$51,500