Travis Delly | UMe IDX

Comparison

Side-by-side payments and cash to close

Lowest monthly: Assumable Loan

Payment stack including taxes, insurance, and HOA

Down payment / equity bring-to

Detail	Assumable Loan Assumable · FHA	Current Market Conventional New · Conventional
Loan amount	$183,306	$196,200
Remaining term (yrs)	25.9	30.0
Secondary amount	$0	$0
Funding fee	$0	$0
Note rate	5.410%	7.400%
Blended rate	6.260%	7.640%
1st payment	$1,095.66	$1,358.45
2nd payment	$0.00	$0.00
Taxes / mo	$36.25	$36.25
Insurance / mo	$150.00	$150.00
MI / mo	$138.06	$39.24
HOA / mo	$330.00	$330.00
Total monthly	$1,749.97	$1,913.94
Cash to close	$34,694	$21,800