Travis Delly | UMe IDX

Travis Delly

Comparison

Side-by-side payments and cash to close

Lowest monthly: Current Market Conventional

Total monthly

Payment stack including taxes, insurance, and HOA

Cash to close

Down payment / equity bring-to

Detail	Assumable Loan Assumable · FHA	Assumable Loan + Second Assumable · FHA	Current Market Conventional New · Conventional
Loan amount	$260,310	$260,310	$418,491
Remaining term (yrs)	0.1	0.1	30.0
Secondary amount	$0	$158,181	$0
Funding fee	$0	$0	$0
Note rate	5.540%	5.540%	7.400%
Blended rate	6.090%	6.812%	7.640%
1st payment	$87,572.25	$87,572.25	$2,897.55
2nd payment	$0.00	$1,054.54	$0.00
Taxes / mo	$75.33	$75.33	$75.33
Insurance / mo	$166.67	$166.67	$166.67
MI / mo	$467.50	$467.50	$83.70
HOA / mo	$164.00	$164.00	$164.00
Total monthly	$88,445.75	$89,500.29	$3,387.25
Cash to close	$204,680	$46,499	$46,499